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ACAMS CAMS7 中文 Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Risk Management and Due Diligence25%- Transaction monitoring and reporting
  • 1. Monitoring systems and typologies
    • 2. Suspicious Activity Reports (SAR/STR)
      - Customer Due Diligence (CDD/KYC)
      • 1. Customer identification programs (CIP)
        • 2. Enhanced due diligence (EDD)
          Topic 2: Detecting and Preventing Financial Crime20%- Financial crime typologies
          • 1. Fraud and corruption schemes
            • 2. Trade-based money laundering
              - Investigations and enforcement
              • 1. Case management and documentation
                • 2. Regulatory investigations
                  Topic 3: AML Compliance Framework25%- Roles and responsibilities
                  • 1. Governance and oversight
                    • 2. Compliance officer duties
                      - Compliance program components
                      • 1. Policies and procedures
                        • 2. Internal controls
                          Topic 4: Money Laundering and Terrorist Financing Concepts30%- Global AML/CFT standards
                          • 1. International regulatory frameworks
                            • 2. FATF Recommendations
                              - Definitions and stages of money laundering
                              • 1. Terrorist financing typologies
                                • 2. Placement, layering, integration

                                  ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7中文版) Sample Questions:

                                  在 KYC/CDD 流程中,識別政治公眾人物 (PEP) 的任何「家庭成員」或「親密夥伴」至關重要,因為他們可能是:

                                  • A. 能夠提供有關 PEP 的下落和隱藏屬性的更多資訊。
                                  • B. 被用作中間人,以協助賄賂或腐敗或隱瞞政治人物的非法財富。
                                  • C. 經常在假期前往離岸司法管轄區,這使他們面臨更高的反洗錢風險。
                                  • D. 為自己的業務執行跨國交易,這與政治公眾人物的財富不相稱。
                                  Answer: B

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                                  為什麼獨立的反洗錢審計很重要?

                                  • A. 它們減少了客戶的盡職調查義務。
                                  • B. 它們提供反洗錢項目有效性的客觀評估
                                  • C. 它們消除所有誤報。
                                  • D. 它們取代了監管審查。
                                  Answer: B

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                                  有效的反洗錢合規計畫必須包含哪些關鍵要素?

                                  • A. 保證零誤報
                                  • B. 取消所有人工審核
                                  • C. 缺乏調節因子交互作用
                                  • D. 書面政策、程序與內部控制
                                  Answer: D

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                                  貨幣服務企業 (MSB)、支付服務提供者和電子商務平台通常每天都有大量交易。
                                  這些類型的業務有哪些風險? (選兩個。)

                                  • A. 由於電子商務平檯面向全球客戶,導致客戶盡職調查變得複雜且耗費大量資源,因此出現了 KYC 挑戰
                                  • B. 這些企業受到嚴格監管,因此沒有理由不合規,因為這會使他們面臨制裁和罰款的風險
                                  • C. 這些企業都是現金密集的,增加了金融犯罪的風險
                                  • D. 犯罪者可以利用身分詐欺來履行 KYC 流程,以達到分層目的
                                  • E. 這些企業的結算系統不夠完善,無法應付高交易量
                                  Answer: A,D

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                                  哪些客戶行為最能顯示可能有帳戶盜用詐欺行為?

                                  • A. 薪資存款逐漸增加
                                  • B. 帳戶餘額隨時間保持穩定
                                  • C. 定期帳單支付
                                  • D. 來自異常司法管轄區的突然登入活動,隨後發生快速轉帳
                                  Answer: D

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