Exam Name: Hawaii Life Producer Exam (InsHI_Life01 OPLife01)
Certification Provider: Insurance Licensing
Corresponding Certification: Hawaii Insurance
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Instant Download Insurance Licensing : Hawaii-Life-Producer Exam Dumps
Updated: Oct 22, 2026
No. of Questions: 120 Questions & Answers
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- Total Questions: 120
- Updated on: Oct 22, 2026
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- Total Questions: 120
- Updated on: Oct 22, 2026
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- Total Questions: 120
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Insurance Licensing Hawaii-Life-Producer Exam Overview:
| Certification Vendor: | Hawaii Department of Commerce and Consumer Affairs (DCCA) Insurance Division / Pearson VUE |
|---|---|
| Exam Name: | Life Producer |
| Exam Number: | InsHI_Life01 / OPLife01 |
| Exam Format: | Computer-based test center exam, Multiple-choice, Online proctored OnVUE exam |
| Passing Score: | 70 (scaled score) |
| Real Exam Qty: | 96 (85 scoreable + 11 pretest) |
| Related Certifications: | Hawaii Life Insurance Producer License |
| Certificate Validity Period: | License term: not less than 1 year and not more than 3 years; renewal/extension for an individual producer is due on the last day of the licensee's birth month |
| Exam Price: | $75 USD |
| Exam Duration: | 120 minutes |
| Available Languages: | English |
| Sample Questions: | DOWNLOAD DEMO |
| Exam Way: | Pearson VUE test center or Pearson VUE OnVUE online proctored examination. The test center version is InsHI_Life01; the online proctored version is OPLife01. The examination consists of a 75-minute General section and a 45-minute Hawaii-specific State section. The January 2026 official content outline specifies 50 scoreable plus 5 pretest questions for General and 35 scoreable plus 6 pretest questions for Hawaii-specific content, for 96 delivered questions in total. |
| Pre Condition: | Minimum age 18. Hawaii does not require a specific pre-licensing education program or pre-screening before taking the examination. Applicants must pass the Life Producer examination for a Life producer license unless an applicable statutory examination exemption applies. |
| Official Syllabus URL: | https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/121201.pdf |
Insurance Licensing Hawaii-Life-Producer Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Life - General Knowledge | - Retirement and Other Insurance Concepts
|
| Life - Hawaii Specific | - Hawaii Laws and Rules Pertinent to Life Insurance Only
|
Hawaii-Life-Producer Exam — Frequently Asked Questions
$75 USD per attempt, 70 (scaled score) to pass. Preparation is the cheaper insurance: the 120 practice questions from ActualTestsIT cost far less than a second registration.
The Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) blueprint spans 2 domains — including Life - General Knowledge, Life - Hawaii Specific. Follow the weightings with your hours; the full outline above details every subtopic.
120 minutes for 96 (85 scoreable + 11 pretest) questions. Get used to the pressure in advance: the ActualTestsIT online engine recreates the formal test atmosphere on any device, so your pacing is trained before it counts.
Files arrive within a minute of payment by automatic email — no installation limits, and 24/7 customer assisting if nothing shows up within 2 hours (check spam). If you fail the corresponding Hawaii-Life-Producer exam within 60 days of purchase, we reduce your loss two ways: a full refund — send a scanned enrollment slip plus the official Score Report PDF within 2 days of the exam, processed within 7 days — or a free change to two other equal-value products if you have another test ahead. Excluded: exams within 3 days of purchase, candidate names that don't match the payer, and free or expired products.
Yes — download the free Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) demo to learn about our products before you buy. Purchases include 365 days of free updates, with each new version emailed to you immediately upon release; renew afterward at 50% off.
Minimum age 18. Hawaii does not require a specific pre-licensing education program or pre-screening before taking the examination. Applicants must pass the Life Producer examination for a Life producer license unless an applicable statutory examination exemption applies. Eligibility rules change over time, so confirm the current requirements on the official page (official Hawaii-Life-Producer exam page) before you register.
The Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) is Insurance Licensing's certification exam for Hawaii Insurance, at the Producer License level — proof of practical skills that employers recognize. Our material for it is written by IT experts and certified trainers with a wealth of exam experience. Related credentials include Hawaii Life Insurance Producer License.
Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) Sample Questions:
A life insurance contract will generally be classified as a Modified Endowment Contract (MEC) if it:
- A. accumulates any cash value during the first policy year
- B. allows the policyowner to borrow against cash value
- C. fails the federal seven-pay test
- D. has a death benefit exceeding $50,000
Correct Answer: C 🗳️
Explanation: Only visible for ActualTestsIT members. You can sign-up / login (it's free).
A replacing insurer receives a completed life insurance application indicating that an existing policy will be replaced. Within how many business days must the replacing insurer notify the existing insurer that may be affected?
- A. 30 business days
- B. 3 business days
- C. 10 business days
- D. 5 business days
Correct Answer: D 🗳️
Explanation: Only visible for ActualTestsIT members. You can sign-up / login (it's free).
An annuity annual report is REQUIRED for which of the following?
- A. Deferred annuities
- B. Fixed annuities once annuitized
- C. Immediate annuities
- D. Variable annuity once annuitized
Correct Answer: A 🗳️
Explanation: Only visible for ActualTestsIT members. You can sign-up / login (it's free).
A corporation offers a $10,000 employee group Life policy and pays a $5 monthly premium for each covered employee. How much additional taxable income per employee MUST the corporation report?
- A. Only premiums exceeding $50 a year
- B. No premium tax is required
- C. Only premiums exceeding $30 a year
- D. All premiums paid in a year
Correct Answer: B 🗳️
Explanation: Only visible for ActualTestsIT members. You can sign-up / login (it's free).
An insured replaces a life insurance policy with another policy issued by the SAME insurer. With respect to the new policy's incontestability and suicide periods, the replacing insurer must generally:
- A. apply the credit only if the beneficiary remains unchanged
- B. credit the time elapsed under the existing policy, up to the face amount of the existing policy
- C. restart both periods completely without credit
- D. waive all future premiums for two years
Correct Answer: B 🗳️
Explanation: Only visible for ActualTestsIT members. You can sign-up / login (it's free).
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